More and more Americans are facing a decision on mortgage debt they are unable to pay or refinance. Should I declare bankruptcy? You may not have to. You may be able to simply walk away from the mortgage. Most Americans fear making that choice. The Bank Chase for a Deficiency Judgment Most Americans believe if they walk away from their mortgage payments, the bank will foreclose, the house sold and they will still be liable for the balance of the loan debt, known as a deficiency judgment. As

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